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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,110 | $82,678-26.1% | $125,391-51.3% | $68,490-10.8% |
| Participation rate | 44.4% | 75.1%-30.6pp | 82.4%-37.9pp | 67.9%-23.5pp |
| Annual return | -13.52% | -5.97%-7.5pp | 572.41%-585.9pp | -7.85%-5.7pp |
| Employer contribution / active EE | $2,330 | $3,382-31.1% | $4,816-51.6% | $2,597-10.3% |
| Participant deferral / active EE | $5,103 | $6,111-16.5% | $7,448-31.5% | $4,028+26.7% |
| Admin fee / account holder | $11,833 | $6,277+88.5% | $10,009+18.2% | $5,403+119.0% |