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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,678 | $183,592-51.2% | $155,574-42.4% | $145,877-38.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.74% | 61.37%-52.6pp | 64.87%-56.1pp | 551.28%-542.5pp |
| Employer contribution / active EE | $4,586 | $5,317-13.7% | $4,676-1.9% | $4,663-1.6% |
| Participant deferral / active EE | $4,058 | $6,466-37.2% | $5,629-27.9% | $6,691-39.4% |
| Admin fee / account holder | $1,506 | $19,316-92.2% | $15,914-90.5% | $13,402-88.8% |