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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,757 | $73,863-81.4% | $143,797-90.4% | $68,490-79.9% |
| Participation rate | 22.9% | 66.7%-43.8pp | 80.3%-57.5pp | 67.9%-45.0pp |
| Annual return | -17.60% | 0.91%-18.5pp | -0.04%-17.6pp | -7.85%-9.7pp |
| Employer contribution / active EE | $404 | $3,185-87.3% | $4,952-91.8% | $2,597-84.4% |
| Participant deferral / active EE | $434 | $3,385-87.2% | $5,638-92.3% | $4,028-89.2% |
| Admin fee / account holder | $237 | $5,756-95.9% | $14,679-98.4% | $5,403-95.6% |