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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,802 | $103,393-48.9% | $87,103-39.4% | $152,909-65.5% |
| Participation rate | 35.0% | 79.4%-44.4pp | 76.9%-41.9pp | 82.5%-47.5pp |
| Annual return | 21.04% | 28.10%-7.1pp | 28.19%-7.2pp | 345.46%-324.4pp |
| Employer contribution / active EE | $1,025 | $3,221-68.2% | $2,521-59.3% | $4,764-78.5% |
| Participant deferral / active EE | $2,606 | $4,778-45.5% | $4,049-35.6% | $5,851-55.5% |
| Admin fee / account holder | $345 | $12,195-97.2% | $7,491-95.4% | $11,601-97.0% |