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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,500 | $166,242-63.6% | $165,071-63.3% | $145,884-58.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.15% | 100.44%-89.3pp | 70.17%-59.0pp | 551.85%-540.7pp |
| Employer contribution / active EE | $2,266 | $5,283-57.1% | $4,347-47.9% | $4,662-51.4% |
| Participant deferral / active EE | $7,313 | $6,964+5.0% | $6,035+21.2% | $6,690+9.3% |
| Admin fee / account holder | $2,054 | $16,658-87.7% | $12,695-83.8% | $13,392-84.7% |