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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,304 | $228,395-10.5% | $185,861+9.9% | $158,982+28.5% |
| Participation rate | 75.0% | 82.3%-7.3pp | 78.0%-3.0pp | 82.0%-7.0pp |
| Annual return | 23.05% | 40.82%-17.8pp | 35.96%-12.9pp | 302.99%-279.9pp |
| Employer contribution / active EE | $3,127 | $4,968-37.1% | $4,088-23.5% | $4,763-34.4% |
| Participant deferral / active EE | $7,953 | $6,417+23.9% | $5,634+41.2% | $5,983+32.9% |
| Admin fee / account holder | $5,882 | $11,869-50.4% | $9,503-38.1% | $11,252-47.7% |