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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,555 | $175,231-60.3% | $149,696-53.5% | $139,466-50.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.38% | 166.77%-155.4pp | 134.46%-123.1pp | 373.66%-362.3pp |
| Employer contribution / active EE | $5,536 | $5,478+1.1% | $4,821+14.8% | $4,754+16.4% |
| Participant deferral / active EE | $4,360 | $6,521-33.1% | $5,682-23.3% | $6,712-35.0% |
| Admin fee / account holder | $3,705 | $16,155-77.1% | $13,212-72.0% | $11,409-67.5% |