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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,777 | $180,459-50.8% | $154,108-42.4% | $135,380-34.4% |
| Participation rate | 94.1% | 87.4%+6.7pp | 83.0%+11.1pp | 82.6%+11.5pp |
| Annual return | -5.61% | 888.21%-893.8pp | 735.21%-740.8pp | 519.81%-525.4pp |
| Employer contribution / active EE | $3,546 | $6,035-41.2% | $5,298-33.1% | $4,779-25.8% |
| Participant deferral / active EE | $2,925 | $5,806-49.6% | $5,081-42.4% | $5,609-47.9% |
| Admin fee / account holder | $907 | $16,145-94.4% | $13,411-93.2% | $10,828-91.6% |