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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,433 | $81,331-66.3% | $155,534-82.4% | $80,935-66.1% |
| Participation rate | 0.0% | 66.3%-66.3pp | 78.2%-78.2pp | 67.7%-67.7pp |
| Annual return | 12.53% | 33.37%-20.8pp | 64.92%-52.4pp | 35.66%-23.1pp |
| Employer contribution / active EE | $902 | $3,105-70.9% | $4,675-80.7% | $2,757-67.3% |
| Participant deferral / active EE | $1,596 | $3,454-53.8% | $5,630-71.7% | $4,299-62.9% |
| Admin fee / account holder | $957 | $7,999-88.0% | $15,900-94.0% | $6,924-86.2% |