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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,330 | $84,499-32.2% | $125,391-54.3% | $66,949-14.4% |
| Participation rate | 37.3% | 76.4%-39.1pp | 82.4%-45.0pp | 69.8%-32.5pp |
| Annual return | -17.21% | -8.49%-8.7pp | 572.41%-589.6pp | 1.57%-18.8pp |
| Employer contribution / active EE | $1,344 | $3,554-62.2% | $4,816-72.1% | $2,545-47.2% |
| Participant deferral / active EE | $3,549 | $6,785-47.7% | $7,448-52.3% | $4,239-16.3% |
| Admin fee / account holder | $600 | $685-12.5% | $10,009-94.0% | $594+1.0% |