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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,013 | $108,897+76.3% | $100,378+91.3% | $145,877+31.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.86% | 58.17%-43.3pp | 49.41%-34.6pp | 551.28%-536.4pp |
| Employer contribution / active EE | $2,776 | $4,420-37.2% | $3,942-29.6% | $4,663-40.5% |
| Participant deferral / active EE | $10,856 | $8,455+28.4% | $8,087+34.2% | $6,691+62.3% |
| Admin fee / account holder | $2,988 | $9,690-69.2% | $7,899-62.2% | $13,402-77.7% |