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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,358 | $51,708+127.0% | $106,619+10.1% | $62,881+86.6% |
| Participation rate | 92.6% | 66.9%+25.7pp | 78.0%+14.6pp | 69.3%+23.3pp |
| Annual return | 5.65% | 4.69%+1.0pp | 9.42%-3.8pp | 20.14%-14.5pp |
| Employer contribution / active EE | $3,323 | $1,764+88.4% | $3,947-15.8% | $2,281+45.7% |
| Participant deferral / active EE | $6,988 | $2,315+201.8% | $3,930+77.8% | $3,203+118.2% |
| Admin fee / account holder | $3,358 | $3,349+0.3% | $6,418-47.7% | $4,296-21.8% |