See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,979 | $73,102-83.6% | $123,544-90.3% | $56,287-78.7% |
| Participation rate | 51.2% | 74.3%-23.1pp | 82.3%-31.1pp | 69.9%-18.6pp |
| Annual return | -3.59% | 3.01%-6.6pp | 119.20%-122.8pp | -9.96%+6.4pp |
| Employer contribution / active EE | $752 | $2,977-74.7% | $4,628-83.7% | $2,111-64.4% |
| Participant deferral / active EE | $2,007 | $5,423-63.0% | $6,426-68.8% | $3,350-40.1% |
| Admin fee / account holder | $3 | $554-99.4% | $9,284-100.0% | $521-99.4% |