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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,535 | $95,188-87.9% | $76,518-84.9% | $135,380-91.5% |
| Participation rate | 35.0% | 74.4%-39.4pp | 68.0%-33.0pp | 82.6%-47.6pp |
| Annual return | -31.17% | 4.85%-36.0pp | -0.27%-30.9pp | 519.81%-551.0pp |
| Employer contribution / active EE | $1,078 | $3,303-67.4% | $2,647-59.3% | $4,779-77.4% |
| Participant deferral / active EE | $2,702 | $4,640-41.8% | $3,836-29.5% | $5,609-51.8% |
| Admin fee / account holder | $207 | $6,249-96.7% | $4,849-95.7% | $10,828-98.1% |