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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,763 | $175,259-39.7% | $149,723-29.4% | $139,487-24.2% |
| Participation rate | 93.8% | 83.4%+10.4pp | 78.8%+15.0pp | 80.3%+13.4pp |
| Annual return | 18.07% | 166.82%-148.8pp | 134.50%-116.4pp | 373.84%-355.8pp |
| Employer contribution / active EE | $5,975 | $5,478+9.1% | $4,821+23.9% | $4,755+25.7% |
| Participant deferral / active EE | $8,637 | $6,522+32.4% | $5,682+52.0% | $6,713+28.7% |
| Admin fee / account holder | $988 | $16,158-93.9% | $13,215-92.5% | $11,407-91.3% |