Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSMUTUAL LIFE INSURANCE CO. Service code 15 · EIN 04-1590850 | Recordkeeping | $3,908 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,416 | $64,909-79.3% | $82,312-83.7% | $62,293-78.5% |
| Participation rate | 67.1% | 74.9%-7.8pp | 76.9%-9.8pp | 69.5%-2.4pp |
| Annual return | 22.66% | 21.18%+1.5pp | 25.88%-3.2pp | 28.90%-6.2pp |
| Employer contribution / active EE | $1,621 | $1,676-3.3% | $2,428-33.3% | $2,042-20.6% |
| Participant deferral / active EE | $2,663 | $3,103-14.2% | $3,706-28.2% | $3,169-16.0% |
| Admin fee / account holder | $32 | $440-92.8% | $5,608-99.4% | $479-93.4% |