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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,773 | $97,732-94.1% | $83,831-93.1% | $135,380-95.7% |
| Participation rate | 62.5% | 80.0%-17.5pp | 76.1%-13.6pp | 82.6%-20.1pp |
| Annual return | -25.04% | 1287.56%-1312.6pp | 850.99%-876.0pp | 519.81%-544.8pp |
| Employer contribution / active EE | $1,337 | $4,222-68.3% | $3,631-63.2% | $4,779-72.0% |
| Participant deferral / active EE | $1,775 | $4,683-62.1% | $4,082-56.5% | $5,609-68.4% |
| Admin fee / account holder | $240 | $6,675-96.4% | $5,479-95.6% | $10,828-97.8% |