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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,527 | $125,237-54.9% | $105,608-46.5% | $145,877-61.3% |
| Participation rate | 80.0% | 77.7%+2.3pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 22.16% | 225.76%-203.6pp | 116.50%-94.3pp | 551.28%-529.1pp |
| Employer contribution / active EE | $1,348 | $3,720-63.8% | $3,167-57.5% | $4,663-71.1% |
| Participant deferral / active EE | $6,224 | $5,711+9.0% | $5,010+24.2% | $6,691-7.0% |
| Admin fee / account holder | $942 | $17,287-94.5% | $11,028-91.5% | $13,402-93.0% |