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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,798 | $132,634-48.9% | $115,768-41.4% | $137,256-50.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 17.93% | 160.70%-142.8pp | 100.46%-82.5pp | 220.34%-202.4pp |
| Employer contribution / active EE | $1,677 | $3,360-50.1% | $2,940-42.9% | $4,156-59.6% |
| Participant deferral / active EE | $7,107 | $5,619+26.5% | $4,917+44.5% | $6,407+10.9% |
| Admin fee / account holder | $485 | $15,028-96.8% | $12,439-96.1% | $12,270-96.0% |