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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,328 | $185,312-95.0% | $161,489-94.2% | $154,746-94.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 21.00% | 103.84%-82.8pp | 89.72%-68.7pp | 172.34%-151.3pp |
| Employer contribution / active EE | $1,584 | $4,769-66.8% | $4,268-62.9% | $4,379-63.8% |
| Participant deferral / active EE | $469 | $6,350-92.6% | $5,630-91.7% | $6,730-93.0% |
| Admin fee / account holder | $689 | $18,654-96.3% | $16,006-95.7% | $14,365-95.2% |