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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,603 | $137,414+86.7% | $189,545+35.4% | $85,851+198.9% |
| Participation rate | 95.1% | 84.6%+10.5pp | 87.8%+7.3pp | 69.3%+25.8pp |
| Annual return | 16.93% | 38.14%-21.2pp | 555.36%-538.4pp | 318.63%-301.7pp |
| Employer contribution / active EE | $20,468 | $4,344+371.1% | $6,162+232.2% | $2,565+697.8% |
| Participant deferral / active EE | $14,423 | $6,260+130.4% | $8,220+75.5% | $3,952+264.9% |
| Admin fee / account holder | $15,318 | $8,630+77.5% | $12,049+27.1% | $6,261+144.7% |