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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,319 | $162,821-53.1% | $133,978-43.0% | $158,982-52.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.32% | 41.95%-26.6pp | 45.10%-29.8pp | 302.99%-287.7pp |
| Employer contribution / active EE | $7,095 | $4,976+42.6% | $3,919+81.0% | $4,763+49.0% |
| Participant deferral / active EE | $8,760 | $5,910+48.2% | $5,047+73.6% | $5,983+46.4% |
| Admin fee / account holder | $414 | $11,742-96.5% | $8,930-95.4% | $11,252-96.3% |