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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,654 | $148,623-58.5% | $135,974-54.7% | $139,466-55.8% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 17.53% | 79.30%-61.8pp | 68.30%-50.8pp | 373.66%-356.1pp |
| Employer contribution / active EE | $1,096 | $5,246-79.1% | $4,859-77.4% | $4,754-76.9% |
| Participant deferral / active EE | $8,245 | $8,103+1.8% | $7,760+6.3% | $6,712+22.8% |
| Admin fee / account holder | $1,231 | $12,406-90.1% | $10,767-88.6% | $11,409-89.2% |