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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,695 | $202,345-70.5% | $172,755-65.4% | $152,885-61.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 14.56% | 1029.77%-1015.2pp | 802.94%-788.4pp | 345.39%-330.8pp |
| Employer contribution / active EE | $3,959 | $5,858-32.4% | $5,144-23.0% | $4,763-16.9% |
| Participant deferral / active EE | $2,547 | $5,948-57.2% | $5,198-51.0% | $5,851-56.5% |
| Admin fee / account holder | $4,184 | $17,111-75.5% | $13,955-70.0% | $11,598-63.9% |