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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,132 | $209,422-89.0% | $178,503-87.0% | $158,982-85.4% |
| Participation rate | 77.8% | 86.4%-8.6pp | 81.9%-4.2pp | 82.0%-4.2pp |
| Annual return | 6.31% | 188.81%-182.5pp | 151.12%-144.8pp | 302.99%-296.7pp |
| Employer contribution / active EE | $2,317 | $5,707-59.4% | $5,011-53.8% | $4,763-51.4% |
| Participant deferral / active EE | $466 | $5,955-92.2% | $5,202-91.0% | $5,983-92.2% |
| Admin fee / account holder | $1,356 | $17,079-92.1% | $13,987-90.3% | $11,252-87.9% |