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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,741 | $148,623+16.9% | $135,974+27.8% | $139,466+24.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.02% | 79.30%-61.3pp | 68.30%-50.3pp | 373.66%-355.6pp |
| Employer contribution / active EE | $12,686 | $5,246+141.8% | $4,859+161.1% | $4,754+166.9% |
| Participant deferral / active EE | $16,367 | $8,103+102.0% | $7,760+110.9% | $6,712+143.8% |
| Admin fee / account holder | $21,034 | $12,406+69.6% | $10,767+95.4% | $11,409+84.4% |