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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,225 | $154,228+44.1% | $145,433+52.8% | $137,256+61.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 20.18% | 74.59%-54.4pp | 66.58%-46.4pp | 220.34%-200.2pp |
| Employer contribution / active EE | $10,926 | $4,804+127.4% | $4,554+139.9% | $4,156+162.9% |
| Participant deferral / active EE | $12,642 | $8,216+53.9% | $7,897+60.1% | $6,407+97.3% |
| Admin fee / account holder | $9,054 | $14,344-36.9% | $13,129-31.0% | $12,270-26.2% |