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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,948 | $98,766-41.3% | $149,730-61.3% | $79,852-27.4% |
| Participation rate | 97.5% | 75.8%+21.7pp | 82.5%+15.0pp | 69.6%+27.8pp |
| Annual return | 14.76% | 27.43%-12.7pp | 276.70%-261.9pp | 31.72%-17.0pp |
| Employer contribution / active EE | $2,701 | $3,217-16.0% | $4,645-41.8% | $2,471+9.3% |
| Participant deferral / active EE | $7,494 | $5,681+31.9% | $6,843+9.5% | $3,740+100.4% |
| Admin fee / account holder | $5,011 | $6,052-17.2% | $9,310-46.2% | $5,306-5.6% |