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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,326 | $112,121-50.7% | $95,960-42.3% | $158,966-65.2% |
| Participation rate | 66.7% | 79.0%-12.3pp | 77.1%-10.4pp | 82.0%-15.3pp |
| Annual return | 22.14% | 171.16%-149.0pp | 91.63%-69.5pp | 302.95%-280.8pp |
| Employer contribution / active EE | $4,666 | $3,199+45.9% | $2,541+83.6% | $4,762-2.0% |
| Participant deferral / active EE | $6,666 | $4,784+39.3% | $4,167+60.0% | $5,983+11.4% |
| Admin fee / account holder | $177 | $10,135-98.3% | $6,797-97.4% | $11,250-98.4% |