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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,521 | $70,684-68.1% | $169,390-86.7% | $75,173-70.0% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 13.18% | 36.38%-23.2pp | 406.07%-392.9pp | 160.72%-147.5pp |
| Employer contribution / active EE | $5,502 | $2,211+148.8% | $4,013+37.1% | $2,671+106.0% |
| Participant deferral / active EE | $2,688 | $4,310-37.6% | $6,222-56.8% | $4,126-34.9% |
| Admin fee / account holder | $5,900 | $5,404+9.2% | $9,015-34.6% | $5,651+4.4% |