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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,016 | $106,001-76.4% | $92,235-72.9% | $147,585-83.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 13.58% | 50.05%-36.5pp | 176.28%-162.7pp | 578.56%-565.0pp |
| Employer contribution / active EE | $2,192 | $4,333-49.4% | $3,679-40.4% | $4,876-55.0% |
| Participant deferral / active EE | $5,539 | $4,478+23.7% | $3,897+42.1% | $5,439+1.8% |
| Admin fee / account holder | $314 | $6,332-95.0% | $5,194-94.0% | $10,885-97.1% |