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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,526 | $181,898-53.0% | $156,552-45.4% | $273,970-68.8% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 6.12% | 30.74%-24.6pp | 32.23%-26.1pp | 41.46%-35.3pp |
| Employer contribution / active EE | $1,939 | $6,248-69.0% | $5,501-64.8% | $4,869-60.2% |
| Participant deferral / active EE | $2,672 | $5,550-51.9% | $4,871-45.1% | $5,287-49.5% |
| Admin fee / account holder | $5,654 | $15,560-63.7% | $13,028-56.6% | $10,132-44.2% |