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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,781 | $209,422+38.4% | $178,503+62.3% | $158,982+82.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 3.85% | 188.81%-185.0pp | 151.12%-147.3pp | 302.99%-299.1pp |
| Employer contribution / active EE | $7,662 | $5,707+34.3% | $5,011+52.9% | $4,763+60.9% |
| Participant deferral / active EE | $5,809 | $5,955-2.4% | $5,202+11.7% | $5,983-2.9% |
| Admin fee / account holder | $195 | $17,079-98.9% | $13,987-98.6% | $11,252-98.3% |