Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,194 | $106,918-74.6% | $84,021-67.6% | $152,897-82.2% |
| Participation rate | 63.2% | 75.2%-12.1pp | 69.0%-5.9pp | 82.5%-19.3pp |
| Annual return | 1.82% | 105.01%-103.2pp | 71.32%-69.5pp | 345.43%-343.6pp |
| Employer contribution / active EE | $0 | $2,735-100.0% | $1,984-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,600 | $4,012-60.1% | $3,239-50.6% | $5,851-72.7% |
| Admin fee / account holder | $1,436 | $8,288-82.7% | $6,102-76.5% | $11,599-87.6% |