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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,719 | $51,207-32.2% | $70,565-50.8% | $75,177-53.8% |
| Participation rate | 35.1% | 61.0%-25.9pp | 68.4%-33.3pp | 67.2%-32.1pp |
| Annual return | 14.41% | 30.05%-15.6pp | 32.79%-18.4pp | 160.75%-146.3pp |
| Employer contribution / active EE | $474 | $1,826-74.1% | $2,976-84.1% | $2,671-82.3% |
| Participant deferral / active EE | $1,061 | $2,850-62.8% | $4,568-76.8% | $4,126-74.3% |
| Admin fee / account holder | $345 | $4,097-91.6% | $6,430-94.6% | $5,651-93.9% |