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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,757 | $110,337-33.2% | $102,383-28.0% | $145,877-49.4% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 14.09% | 24.83%-10.7pp | 24.94%-10.8pp | 551.28%-537.2pp |
| Employer contribution / active EE | $2,573 | $4,216-39.0% | $3,870-33.5% | $4,663-44.8% |
| Participant deferral / active EE | $5,057 | $5,621-10.0% | $5,060-0.1% | $6,691-24.4% |
| Admin fee / account holder | $2,340 | $9,750-76.0% | $8,391-72.1% | $13,402-82.5% |