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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,358 | $106,008-78.0% | $92,240-74.7% | $147,586-84.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 8.84% | 50.05%-41.2pp | 176.29%-167.4pp | 578.59%-569.8pp |
| Employer contribution / active EE | $11,200 | $4,333+158.5% | $3,680+204.4% | $4,876+129.7% |
| Participant deferral / active EE | $2,698 | $4,478-39.7% | $3,897-30.8% | $5,439-50.4% |
| Admin fee / account holder | $17,491 | $6,333+176.2% | $5,194+236.7% | $10,886+60.7% |