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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,026 | $73,988-27.0% | $96,538-44.0% | $75,177-28.1% |
| Participation rate | 27.0% | 66.4%-39.4pp | 74.3%-47.4pp | 67.2%-40.2pp |
| Annual return | 15.54% | 26.73%-11.2pp | 35.74%-20.2pp | 160.75%-145.2pp |
| Employer contribution / active EE | $799 | $2,930-72.7% | $3,740-78.6% | $2,671-70.1% |
| Participant deferral / active EE | $1,779 | $3,660-51.4% | $4,880-63.5% | $4,126-56.9% |
| Admin fee / account holder | $3,235 | $5,220-38.0% | $6,737-52.0% | $5,651-42.7% |