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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,016 | $102,595-4.5% | $94,057+4.2% | $154,746-36.7% |
| Participation rate | 73.7% | 76.0%-2.3pp | 73.3%+0.3pp | 80.7%-7.0pp |
| Annual return | 18.52% | 583.42%-564.9pp | 480.62%-462.1pp | 172.34%-153.8pp |
| Employer contribution / active EE | $231 | $3,147-92.6% | $2,933-92.1% | $4,379-94.7% |
| Participant deferral / active EE | $1,479 | $5,118-71.1% | $4,709-68.6% | $6,730-78.0% |
| Admin fee / account holder | $1,724 | $7,736-77.7% | $7,244-76.2% | $14,365-88.0% |