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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,641 | $77,920+347.4% | $149,723+132.9% | $75,177+363.8% |
| Participation rate | 86.8% | 65.6%+21.3pp | 78.8%+8.1pp | 67.2%+19.6pp |
| Annual return | 17.01% | 31.72%-14.7pp | 134.50%-117.5pp | 160.75%-143.7pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,353 | $3,411+86.2% | $5,682+11.8% | $4,126+54.0% |
| Admin fee / account holder | $22,566 | $5,951+279.2% | $13,215+70.8% | $5,651+299.3% |