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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,928 | $109,967-42.8% | $97,197-35.3% | $145,877-56.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 7.50% | 244.27%-236.8pp | 75.47%-68.0pp | 551.28%-543.8pp |
| Employer contribution / active EE | $1,884 | $3,077-38.8% | $2,723-30.8% | $4,663-59.6% |
| Participant deferral / active EE | $2,664 | $4,676-43.0% | $4,263-37.5% | $6,691-60.2% |
| Admin fee / account holder | $1,261 | $6,199-79.7% | $5,637-77.6% | $13,402-90.6% |