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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,858 | $64,729-13.7% | $112,263-50.2% | $68,490-18.4% |
| Participation rate | 73.5% | 67.2%+6.4pp | 75.1%-1.5pp | 67.9%+5.6pp |
| Annual return | -17.80% | -11.40%-6.4pp | 27.49%-45.3pp | -7.85%-9.9pp |
| Employer contribution / active EE | $1,817 | $2,746-33.8% | $3,636-50.0% | $2,597-30.0% |
| Participant deferral / active EE | $4,066 | $3,566+14.0% | $4,729-14.0% | $4,028+1.0% |
| Admin fee / account holder | $897 | $5,222-82.8% | $6,410-86.0% | $5,403-83.4% |