Retirement plan

VAUGHNS PLUMBING & HEATING CO. 401(K) SAVINGS PLAN

Name: VAUGHNS PLUMBING & HEATING CO. - VAUGHNS PLUMBING & HEATING CO. 401(K) SAVINGS PLAN (2023) Form 5500
Creator: VAUGHNS PLUMBING & HEATING CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VAUGHNS PLUMBING & HEATING CO. 401(K) SAVINGS PLAN, VAUGHNS PLUMBING & HEATING CO.

VAUGHNS PLUMBING & HEATING CO.EIN 83-0218673Plan #001PY 2023

1130 SIGNAL DR. - ROCK SPRINGS, WY 82901307-362-7550

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$3.7M

+0.2% from 2022

Total participants

-8.8% from 2022

Average account balance

$137,789

+7.6% from 2022

Annual return

13.90%

+33.89 pp from 2022

Benchmarks

See 18,037 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort18,037 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$222K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

104.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$219K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.83%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$12557

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$745K

$29793 / participant

Other / not subdivided$745K100.0%

% of EOY assets

20.021%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$137,789

$73,978+86.3%

$96,515+42.8%

$75,173+83.3%

Participation rate

84.0%

66.4%+17.6pp

74.3%+9.7pp

67.2%+16.8pp

Annual return

13.90%

26.72%-12.8pp

35.73%-21.8pp

160.72%-146.8pp

Employer contribution / active EE

$3,477

$2,931+18.7%

$3,740-7.0%

$2,671+30.2%

Participant deferral / active EE

$5,814

$3,660+58.9%

$4,880+19.2%

$4,126+40.9%

Admin fee / account holder

$27,586

$5,219+428.6%

$6,735+309.6%

$5,651+388.2%

VAUGHNS PLUMBING & HEATING CO. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VAUGHNS PLUMBING & HEATING CO. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion