Retirement plan

STRIDE LEARNING CENTER 401(K) PLAN

Name: STRIDE LEARNING CENTER - STRIDE LEARNING CENTER 401(K) PLAN (2019) Form 5500
Creator: STRIDE LEARNING CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STRIDE LEARNING CENTER 401(K) PLAN, STRIDE LEARNING CENTER

STRIDE LEARNING CENTEREIN 83-0216252Plan #001PY 2019

326 PARSLEY BLVD. - CHEYENNE, WY 82007307-632-2991stridekids.comLinkedIn51-200 employeesindividual & family services

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$8.3M

+13.6% from 2018

Total participants

130

+5.7% from 2018

Average account balance

$63,627

+5.7% from 2018

Annual return

20.69%

+26.55 pp from 2018

Benchmarks

See 3,898 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort3,898 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.70M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$92K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

127

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$424K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.11%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$525

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
RBC WEALTH MANAGEMENT1 year Filed as: RBC CAPITAL MARKETS LLC Service code 27 60 S 6TH ST COMMISSIONS ACCTG · MINNEAPOLIS, MN 55402	Advisory (Plan)	$27,395
AMERICAN FUNDS1 year Filed as: CAPITAL BANK & TRUST CO Service code 64 · EIN 95-6817943	Recordkeeping Fees	$11,362
MCGEE, HEARNE & PAIZ, LLP1 year Filed as: MCGEE, HEARNE, & PAIZ, LLP Service code 10 · EIN 83-0331229 314 W. 18TH STREET · CHEYENNE, WY 82001	Accounting	$8,000
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618	Recordkeeping Fees	$904

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$62K

$756 / participant

Investment mgmt$34K55.5%
Contract admin$14K22.8%
Other / not subdivided$13K21.7%

% of EOY assets

0.749%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MCGEE, HEARNE & PAIZ, LLP
Auditor EIN: 830331229
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$63,627

$45,087+41.1%

$69,483-8.4%

$72,976-12.8%

Participation rate

100.0%

68.5%+31.5pp

74.6%+25.4pp

69.5%+30.5pp

Annual return

20.69%

22.67%-2.0pp

28.99%-8.3pp

81.02%-60.3pp

Employer contribution / active EE

$5,002

$2,055+143.4%

$2,780+79.9%

$2,440+105.0%

Participant deferral / active EE

$2,339

$2,603-10.1%

$3,537-33.9%

$3,608-35.2%

Admin fee / account holder

$477

$3,057-84.4%

$3,841-87.6%

$5,124-90.7%

Provider

Service type

Compensation

RBC WEALTH MANAGEMENT1 year

Filed as: RBC CAPITAL MARKETS LLC

Service code 27

60 S 6TH ST COMMISSIONS ACCTG · MINNEAPOLIS, MN 55402

Advisory (Plan)

$27,395

AMERICAN FUNDS1 year

Filed as: CAPITAL BANK & TRUST CO

Service code 64 · EIN 95-6817943

Recordkeeping Fees

$11,362

MCGEE, HEARNE & PAIZ, LLP1 year

Filed as: MCGEE, HEARNE, & PAIZ, LLP

Service code 10 · EIN 83-0331229

314 W. 18TH STREET · CHEYENNE, WY 82001

Accounting

$8,000

AMERICAN FUNDS1 year

Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 92618

Recordkeeping Fees

$904

STRIDE LEARNING CENTER 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STRIDE LEARNING CENTER 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion