| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Finders' fees / placement fees; Parti... | $66,355 |
WILLIAM G. LAJOIE, PC1 year Filed as: WILLIAM LAJOIE Service code 10 · EIN 84-1001549 | Accounting | $11,810 |
INGHAM & COMPANY2 years Filed as: INGHAM RETIREMENT GROUP Service code 27 · EIN 65-0264364 | Advisory (Plan) | $9,624 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $50 |
NATIONAL FINANCIAL SERVICES4+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,428 | $79,523-14.0% | $140,019-51.1% | $56,289+21.6% |
| Participation rate | 75.9% | 85.7%-9.8pp | 87.5%-11.6pp | 69.9%+6.0pp |
| Annual return | -4.99% | 2.39%-7.4pp | 651.19%-656.2pp | -9.96%+5.0pp |
| Employer contribution / active EE | $2,059 | $3,350-38.6% | $5,605-63.3% | $2,111-2.5% |
| Participant deferral / active EE | $3,589 | $5,129-30.0% | $6,927-48.2% | $3,350+7.1% |
| Admin fee / account holder | $397 | $614-35.4% | $10,705-96.3% | $521-23.8% |