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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,106 | $152,591-87.5% | $117,529-83.7% | $134,545-85.8% |
| Participation rate | 19.0% | 77.1%-58.1pp | 70.6%-51.6pp | 81.2%-62.2pp |
| Annual return | -13.83% | 53.04%-66.9pp | 29.77%-43.6pp | 418.37%-432.2pp |
| Employer contribution / active EE | $308 | $5,576-94.5% | $4,179-92.6% | $4,742-93.5% |
| Participant deferral / active EE | $339 | $4,821-93.0% | $4,072-91.7% | $6,401-94.7% |
| Admin fee / account holder | $40,829 | $7,004+482.9% | $5,645+623.2% | $11,431+257.2% |