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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,361 | $90,400-79.7% | $186,193-90.1% | $87,485-79.0% |
| Participation rate | 46.7% | 66.2%-19.5pp | 77.1%-30.4pp | 68.9%-22.3pp |
| Annual return | 22.54% | 22.15%+0.4pp | 78.03%-55.5pp | 26.06%-3.5pp |
| Employer contribution / active EE | $727 | $2,170-66.5% | $3,918-81.5% | $2,596-72.0% |
| Participant deferral / active EE | $1,748 | $4,330-59.6% | $6,513-73.2% | $4,274-59.1% |
| Admin fee / account holder | $1,300 | $8,673-85.0% | $11,058-88.2% | $7,775-83.3% |