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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,361 | $80,812-77.3% | $160,784-88.6% | $82,448-77.7% |
| Participation rate | 46.7% | 66.2%-19.6pp | 77.0%-30.3pp | 68.1%-21.4pp |
| Annual return | 22.54% | 100.59%-78.0pp | 1803.92%-1781.4pp | 41.64%-19.1pp |
| Employer contribution / active EE | $727 | $2,174-66.6% | $3,733-80.5% | $2,551-71.5% |
| Participant deferral / active EE | $1,748 | $4,335-59.7% | $6,293-72.2% | $4,139-57.8% |
| Admin fee / account holder | $1,300 | $7,695-83.1% | $9,717-86.6% | $7,234-82.0% |