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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,472 | $111,878-78.1% | $93,727-73.9% | $145,897-83.2% |
| Participation rate | 53.3% | 74.2%-20.9pp | 68.7%-15.4pp | 80.3%-27.0pp |
| Annual return | 16.22% | 204.28%-188.1pp | 133.83%-117.6pp | 552.29%-536.1pp |
| Employer contribution / active EE | $1,027 | $3,092-66.8% | $2,421-57.6% | $4,663-78.0% |
| Participant deferral / active EE | $4,096 | $4,920-16.7% | $4,417-7.3% | $6,689-38.8% |
| Admin fee / account holder | $132 | $10,256-98.7% | $8,292-98.4% | $13,390-99.0% |