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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,952 | $108,882+32.2% | $96,754+48.8% | $154,746-7.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 4.70% | 98.39%-93.7pp | 82.04%-77.3pp | 172.34%-167.6pp |
| Employer contribution / active EE | $1,793 | $3,018-40.6% | $2,679-33.1% | $4,379-59.1% |
| Participant deferral / active EE | $1,420 | $5,323-73.3% | $4,758-70.2% | $6,730-78.9% |
| Admin fee / account holder | $1,110 | $10,200-89.1% | $8,905-87.5% | $14,365-92.3% |